How to Settle a Car Accident Claim

Have you been in a car accident? If you have, you likely have questions concerning how to pursue a settlement against the other driver.

Although it may be true that the other driver caused the collision, you typically won’t have to deal with the other driver directly during the settlement process; instead, you’ll deal with their car insurance company. You will need to collect specific details while you’re still at the site of the accident, such as: the name of both drivers involved, both drivers’ insurance providers, witnesses (names and contact information), and the information of police that provided aid. While you’re waiting for aid, take photos of any damage incurred and of the location of the accident, as well as the license plates of both vehicles.

Be prepared to understand that the other party’s insurance company does not have your best interest in mind, and will try to pay out the least amount of money possible to you. Since insurance companies typically require a significant amount of information and proof, it is best to be prepared with as much information as possible to streamline the process and receive fair compensation for damages.

In the case that the other party’s insurance company puts up a fight and doesn’t compensate you for what you deserve, you may be entitled to file a lawsuit, but it is within the insurance company’s best interest to settle, since litigation is expensive for involved parties and their respective insurance providers. Ensuring fair compensation is paid out is the less expensive option for these companies. You are entitled to collect on vehicle damages, damages to personal property, damages to a rental car if that was the vehicle you were driving during the accident or any out-of-pocket expenses involved in the accident.

If you are injured in the accident, the settlement process can become a bit more complicated. In this case, you may be entitled to collect on mental and physical damages to yourself, as well as reimbursement for any medical bills you received, or lost wages for time you had to take off from work.

If you or a loved one has been in a car accident or been injured in one, it is strongly advised that you seek the help of an experienced auto accident attorney, such as the help of the Johnson Firm’s personal injury lawyer, little rock car accident attorney and trucking accident lawyer. These lawyers will know how to determine who was at fault for the accident, assess damage to the vehicle or any personal property involved, and evaluate and defend the severity of any mental and physical injuries incurred.

What Causes a Car Accident in Boulder and Beyond?

No matter where you are, getting into a car crash can be a devastating experience: overwhelming, traumatic, and isolating. Within Boulder, Colorado and outside of it, there are many causes of car accidents that vary in degrees of severity. He are some of the top causes of auto accidents and how you can avoid them:

Speeding

According to the National Highway Traffic Safety Administration, speeding has been a factor in one-third of auto accident-related deaths for the past twenty years. We all are busy, with places to go and things to do, but speeding while you’re driving is nothing but dangerous as it puts your own life and the lives of others in danger. A few specific things make speeding exceedingly dangerous:

-Reaction Time: You have less time to react once you notice a hazard

-Slow/Stop Time: It takes longer to slow down your vehicle and stop it

-Control: You are more likely to lose control of your vehicle

In addition to these three main reasons, when a crash occurs at high speed, the crash impact is more significant and severe.

Drowsy Driving

Though it is difficult to identify driver fatigue as the actual cause of an auto accident, the National Highway Traffic Safety Administration estimates that between the years of 2005 and 2009, that drowsy drivers caused nearly 83,000 crashes, proving that how well-rested you are impacts your driving. If you are driving in the late afternoon or into the early hours of the morning, you are at a higher risk for feeling drowsy while you’re driving than at any other time.

Distracted Driving

Multitasking may be a positive practice to employ, but it is dangerous if you’re driving. For example, nearly one in four accidents has been caused by cell phone use, according to the National Safety Council. Other causes of distracted driving include:

-Adjusting things like car entertainment systems and GPS devices

-Eating and drinking

-Grooming

-Focusing on scenery outside of the road

-Talking extensively to passengers

Anything that takes your attention while you’re driving increases the risk of getting into an accident, endangering your life and the lives of others that share the road with you.

Drunk Driving

According to the CDC, in 2015 alone, 10,265 people died in drunk driving accidents. As this is one of the most common causes of car accidents nationally, it only increases the importance that you seek other modes of transportation or stay off the road entirely if you are impaired by alcohol or drugs.

If you or a loved one has been in a car accident and incurred injuries due to any of these or any other causes, contact an injury lawyer or auto accident attorney from Zaner harden boulder Colorado. They can help you to file a suit and get through the settlement process smoothly.

 

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