How to Settle a Car Accident Claim

Have you been in a car accident? If you have, you likely have questions concerning how to pursue a settlement against the other driver.

Although it may be true that the other driver caused the collision, you typically won’t have to deal with the other driver directly during the settlement process; instead, you’ll deal with their car insurance company. You will need to collect specific details while you’re still at the site of the accident, such as: the name of both drivers involved, both drivers’ insurance providers, witnesses (names and contact information), and the information of police that provided aid. While you’re waiting for aid, take photos of any damage incurred and of the location of the accident, as well as the license plates of both vehicles.

Be prepared to understand that the other party’s insurance company does not have your best interest in mind, and will try to pay out the least amount of money possible to you. Since insurance companies typically require a significant amount of information and proof, it is best to be prepared with as much information as possible to streamline the process and receive fair compensation for damages.

In the case that the other party’s insurance company puts up a fight and doesn’t compensate you for what you deserve, you may be entitled to file a lawsuit, but it is within the insurance company’s best interest to settle, since litigation is expensive for involved parties and their respective insurance providers. Ensuring fair compensation is paid out is the less expensive option for these companies. You are entitled to collect on vehicle damages, damages to personal property, damages to a rental car if that was the vehicle you were driving during the accident or any out-of-pocket expenses involved in the accident.

If you are injured in the accident, the settlement process can become a bit more complicated. In this case, you may be entitled to collect on mental and physical damages to yourself, as well as reimbursement for any medical bills you received, or lost wages for time you had to take off from work.

If you or a loved one has been in a car accident or been injured in one, it is strongly advised that you seek the help of an experienced auto accident attorney, such as the help of the Johnson Firm’s personal injury lawyer, little rock car accident attorney and trucking accident lawyer. These lawyers will know how to determine who was at fault for the accident, assess damage to the vehicle or any personal property involved, and evaluate and defend the severity of any mental and physical injuries incurred.